Through a strategic partnership with Gradient Home Mortgage, LLC (NMLS #192028); is excited to offer home mortgage services to our valued clients. Your home is one of your largest investments, and we will assist you in treating it as such. Our approach is targeted towards your needs, both short and long term, to ensure a relationship that is built to last.
Gradient Home Mortgage is a full-service lender. We offer Conventional, FHA, VA, Reverse, and Jumbo loan products. We also participate in the Making Home Affordable initiatives offering FNMA and FHLMC refinance products under expanded guidelines.
In this day and age, getting a home loan is often a stressful and time-consuming process, not with and Gradient Home Mortgage. Our experienced professionals share your aspirations and will work hard to tailor a financial plan that meets your financial goals.
Our Second Opinion is a no-cost, no-obligation review of your present mortgage.
If faced with a serious medical condition, you would certainly get the advice of a second physician. If faced with a large repair on your home, you would likely get two to three opinions. The point? You would get a second opinion on most substantial occurances in your life – why not your mortgage?
REVERSE MORTGAGE CONSULTATION:
If you are a homeowner age 62 or older, a reverse mortgage allows you the option to convert equity in your home into tax-free funds. Reap the rewards of a lifetime investment in homeownership utilizing the equity you have built in your home as a resource to provide financial security and clarity. Instead of making payments, you can choose to receive them. That’s the “reverse” part of a reverse mortgage.
A reverse mortgage should no longer be considered a last resort. In many cases, it should be the first.
Buying a home may be the largest single investment you make. We will guide you through this exciting time in your life! Whether you are buying your first home or moving up to a bigger one, the basic steps in the purchase process are the same. Our professionals will guide you through this process, ensuring that you are well-prepared and receiving great advice every step of the way. With our assistance, you will be packing boxes before you know it!
In a market where we all find ourselves inundated with home refinancing ads, it can be hard to see past the hype and find out the advantages of the programs offered. Unfortunately, this leads many people to stick with their current financing when they could be reaping the benefits of lower payments, extra cash or a shorter mortgage term.
We will do the analysis work for you – presenting you with clear and concise options. Our knowledge and experience allow us to quickly match the best plan for your needs.